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Understanding SSI Resource Limits and What Assets Count
Legal > Government Benefits

Understanding SSI Resource Limits and What Assets Count

By James Williams
...her savings account. Three months later, Social Security suspends her benefits because she's over the resource limit. This happens more often than it...specific exemption (for instance, if the second vehicle is modified for a disability and required for medical treatment). Vacation home...
What to Do If Your Child's Disability Benefits Are Denied
Legal > Government Benefits

What to Do If Your Child's Disability Benefits Are Denied

By James Williams
...first reaction is panic. Your child's SSI or SSDI benefits have been denied, and you're not sure what happens...childhood SSI recipients are reevaluated under adult disability standards, 55.7% are initially found ineligible....completely, which can mean months or years without benefits. If you're close to the deadline and still gathering...
What Happens to Disability Benefits When a Parent Dies
Legal > Government Benefits

What Happens to Disability Benefits When a Parent Dies

By James Williams
...child's disability benefits...disability benefits depends...Security Disability Insurance...dependent benefits convert...survivor benefits and often...Dependent Benefits Convert...Survivor Benefits. If your...receives benefits as a dependent...those benefits don't...survivor benefits. Current...dependent benefit: typically...Survivor benefit after...survivor benefit conversion....(DAC). DAC benefits can continue...as the disability persists...
Special Needs Planning for Sudden Wealth: Settlements, Inheritances, and Windfalls
Financial > Financial Planning

Special Needs Planning for Sudden Wealth: Settlements, Inheritances, and Windfalls

By James Williams
...checking account and the recipient loses both benefits the following month. Restoration requires reapplication,...countable assets entirely. Why Sudden Money Triggers Benefit Loss. SSI and Medicaid are means-tested programs....funds for future needs without sacrificing the benefits that cover current care. The 9-Month Spend-Down...
SNAP Benefits for Families Receiving Disability Benefits
Legal > Government Benefits

SNAP Benefits for Families Receiving Disability Benefits

By James Williams
...disabilities receive SNAP benefits alongside their Social...eligibility easier and benefits larger than the standard...with a member who has a disability get a $4,500 resource...Works Differently for Disability Households. SNAP distinguishes...or certain veterans' disability benefits, you fall under...veterans' disability benefits, you fall under the "elderly...
Disabled Adult Child Benefits: How Adult Children Can Receive Social Security on a Parent's Record
Legal > Government Benefits

Disabled Adult Child Benefits: How Adult Children Can Receive Social Security on a Parent's Record

By James Williams
...has a disability that...Security benefits based...(DAC) benefits can...or disability benefit...disability benefit amount,...this benefit exists....DAC benefits, who...Child Benefits? Disabled...Child benefits are...Security benefit designed...whose disability began...DAC benefits are...DAC benefits if:...qualifying disability under...The disability began...or disability benefits,...disability benefits, or...The benefit amount...retirement benefit if...DAC benefits may...
Medicaid Waiver Waiting Lists: How to Join and What to Expect
Legal > Government Benefits

Medicaid Waiver Waiting Lists: How to Join and What to Expect

By James Williams
..."What HCBS waivers are available for [your situation], and how do I join the waitlist?" If you're working with a care coordinator, social worker, or disability services case manager, they can identify the right waiver and help you apply. The Kaiser Family Foundation publishes state-by-state waiver data...
Understanding Representative Payees: Who Manages Your Child's Disability Benefits
Legal > Government Benefits

Understanding Representative Payees: Who Manages Your Child's Disability Benefits

By James Williams
...Social Security Disability Insurance (SSDI),...cannot manage their benefits independently....payee receives benefit payments on behalf...include: Using benefits only for the beneficiary's...well-being Keeping benefits separate from your...funds Tracking how benefits are spent Reporting...items. You can use benefits for education expenses,...cannot do is use benefits for expenses...
Leaving Money to a Child with a Disability in Your Will: Common Mistakes to Avoid
Financial > Financial Planning

Leaving Money to a Child with a Disability in Your Will: Common Mistakes to Avoid

By James Williams
...the SSI asset limit of $2,000 for individuals. Benefits stop. Medicaid coverage stops. The money you left...Why Direct Bequests Disqualify Your Child from Benefits. SSI (Supplemental Security Income) and Medicaid...sees the asset and terminates eligibility. Once benefits stop, reinstating them requires spending down...
Long-Term Care Insurance and Disability: Planning for Future Care Costs
Financial > Financial Planning

Long-Term Care Insurance and Disability: Planning for Future Care Costs

By James Williams
...you're planning for. The benefit triggers don't match...it usually doesn't fit disability care planning, and what...two or more ADLs before benefits begin, a threshold called...threshold called the benefit trigger. Coverage typically...30 to 90 days before benefits start, similar to a deductible....similar to a deductible. Benefit periods range from two...
First-Party Special Needs Trusts: When the Person with a Disability Funds the Trust
Financial > Financial Planning

First-Party Special Needs Trusts: When the Person with a Disability Funds the Trust

By James Williams
...lets your child keep both the money and their benefits. But it comes with one requirement that third-party...with money that belongs to the person with a disability. That's the key distinction. The funds came to...could be redirected, or retroactive government benefits. Federal law allows this money to be placed in...
Job Shadowing and Internships for Adults with Disabilities
Career > Finding Jobs

Job Shadowing and Internships for Adults with Disabilities

By Oliver Bennett
...know what a job is like before you commit to it. When you're managing a disability, the stakes are higher than "do I like this work?" You need to know if...and internships let you test-drive a career path without risking your benefits, burning a reference, or saying yes to a position you can't sustain. Here's...

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