Special Needs

Articles

...what happens to your child's disability benefits depends entirely...they're in. Social Security Disability Insurance (SSDI) dependent...Social Security Disability Insurance (SSDI) dependent benefits...50% of the parent's Primary Insurance Amount (PIA). Survivor benefit...indefinitely as long as the disability persists and your child remains...

...Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI), you're likely managing those...Security Income (SSI) or Social Security Disability Insurance (SSDI), you're likely managing those funds on...for education expenses, therapy not covered by insurance, adaptive equipment, and recreational activities...

...long-term care insurance is essential future...consistent: without LTC insurance, you're leaving...long-term care insurance policies often...long-term care insurance covers, why it...usually doesn't fit disability care planning,...Long-Term Care Insurance Covers. Long-term...Long-term care insurance pays for custodial...increasingly rare. LTC insurance doesn't cover...

...is what federal law allows you to collect when disability discrimination can be proven. If you're filing...before your case begins. Types of Damages in Disability Discrimination Cases. Federal law divides recoverable...earned, and the value of benefits like health insurance you lost. Back pay has no statutory cap under...

...providers. Your healthcare coverage continues. Medical disability reviews pause while you're making progress toward...age 18 through 64 who receives Social Security Disability Insurance (SSDI) or Supplemental Security Income...through 64 who receives Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI)...

...relationship with someone who has a disability. If your employer treats...(even if you don't have a disability yourself), that's a violation...association with a person with a disability. The law applies when your...disabled spouse means higher insurance costs Passes you over for...about your family member's disability The discrimination doesn't...

...people conflate this with an insurance medical necessity letter...completely different purposes. Insurance letters justify why a treatment...workplace accommodation and the disability or need for accommodation...for: Confirmation that a disability exists under ADA definitions...predictions about future disability status If an employee requests...

...cost $1,200 per pair, and kids outgrow them. Insurance covers some of it, sometimes, but denials are...device or equipment that helps a person with a disability perform tasks they couldn't do otherwise or makes...manufacturers and suppliers can't rely on government insurance alone. The gap between what something costs and...

...families don't know adaptive sports grants exist. Insurance rarely covers competition travel, coaching, or...Applicants must provide medical verification of their disability from a licensed professional. First-time applicants...submit medical documentation explaining how the disability affects daily activities. All applicants must...

...caregiver for a child or adult with a disability, you already know what $1 trillion...on Medicaid for their own health insurance, coverage now threatened by OBBBA...caregiving. What the Numbers Mean for Disability Families. AARP's "Valuing the Invaluable...exceeds total Medicaid spending. For disability families, this isn't an abstract...

...$300 test is enough or if you should fight your insurance for the $3,000 one. The short answer: it depends...depends on what you're trying to find, what your insurance will cover, and how much uncertainty you can...developmental delays, or unexplained intellectual disability. Whole exome sequencing (WES) reads the protein-coding...

You earn too much for Medicaid. Your employer offers insurance, but it doesn't come close to covering your child's therapy appointments,...Medicaid for the Medically Needy. Here's how it works: if your child has a disability or chronic condition that would require institutional care without home-based...