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Group Home Rights Under the Fair Housing Act
Legal > Housing

Group Home Rights Under the Fair Housing Act

By Henry Bennett
...Fair Housing Act makes it illegal to discriminate in housing based on disability. For group homes, this means local governments can't use zoning laws to...that's discrimination. If a zoning board requires special permits for disability group homes but not for fraternities or boarding houses serving similar...
Understanding SSI Resource Limits and What Assets Count
Legal > Government Benefits

Understanding SSI Resource Limits and What Assets Count

By James Williams
...below), but any additional vehicles are resources unless you can prove a specific exemption (for instance, if the second vehicle is modified for a disability and required for medical treatment). Vacation home...
What to Do If Your Child's Disability Benefits Are Denied
Legal > Government Benefits

What to Do If Your Child's Disability Benefits Are Denied

By James Williams
...now. Social Security denies a significant percentage of initial applications. At age 18, when childhood SSI recipients are reevaluated under adult disability standards, 55.7% are initially found ineligible. That doesn't mean the case is over. It means you're entering the appeals process, which has four...
What Happens to Disability Benefits When a Parent Dies
Legal > Government Benefits

What Happens to Disability Benefits When a Parent Dies

By James Williams
When a parent dies, what happens to your child's disability benefits depends entirely on which program they're...on which program they're in. Social Security Disability Insurance (SSDI) dependent benefits convert to...benefits can continue indefinitely as long as the disability persists and your child remains unmarried. If...
Special Needs Planning for Sudden Wealth: Settlements, Inheritances, and Windfalls
Financial > Financial Planning

Special Needs Planning for Sudden Wealth: Settlements, Inheritances, and Windfalls

By James Williams

How to protect SSI and Medicaid when a person with a disability receives a large sum of money unexpectedly.

SNAP Benefits for Families Receiving Disability Benefits
Legal > Government Benefits

SNAP Benefits for Families Receiving Disability Benefits

By James Williams
...information. Households with a member who has a disability get a $4,500 resource limit, can deduct out-of-pocket...are factored in. Why SNAP Works Differently for Disability Households. SNAP distinguishes between households...household receives SSI, SSDI, or certain veterans' disability benefits, you fall under the "elderly or disabled...
Disabled Adult Child Benefits: How Adult Children Can Receive Social Security on a Parent's Record
Legal > Government Benefits

Disabled Adult Child Benefits: How Adult Children Can Receive Social Security on a Parent's Record

By James Williams
...your adult child has a disability that began before age...of your retirement or disability benefit amount, or 75%...designed for adults whose disability began before age 22....They have a qualifying disability under Social Security's...Security's definition The disability began before age 22...Security retirement or disability benefits, or you've...
Medicaid Waiver Waiting Lists: How to Join and What to Expect
Legal > Government Benefits

Medicaid Waiver Waiting Lists: How to Join and What to Expect

By James Williams
..."What HCBS waivers are available for [your situation], and how do I join the waitlist?" If you're working with a care coordinator, social worker, or disability services case manager, they can identify the right waiver and help you apply. The Kaiser Family Foundation publishes state-by-state waiver data...
Understanding Representative Payees: Who Manages Your Child's Disability Benefits
Legal > Government Benefits

Understanding Representative Payees: Who Manages Your Child's Disability Benefits

By James Williams
If your child receives Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI), you're likely managing those funds on their behalf. What you might not know is that this role has a formal name, specific legal...
Leaving Money to a Child with a Disability in Your Will: Common Mistakes to Avoid
Financial > Financial Planning

Leaving Money to a Child with a Disability in Your Will: Common Mistakes to Avoid

By James Williams

Why direct bequests cause benefit loss and how Special Needs Trusts preserve SSI and Medicaid eligibility.

Financial Planning for Adults with Intellectual Disabilities: Supported Decision-Making for Money
Financial > Financial Planning

Financial Planning for Adults with Intellectual Disabilities: Supported Decision-Making for Money

By James Williams
When your child with an intellectual or developmental disability turns 18, you'll face dozens of decisions about their adult life. One of the most consequential is how they'll manage money. The traditional path...
Long-Term Care Insurance and Disability: Planning for Future Care Costs
Financial > Financial Planning

Long-Term Care Insurance and Disability: Planning for Future Care Costs

By James Williams
...affordable is typically decades away from when families start care planning. Here's what long-term care insurance covers, why it usually doesn't fit disability care planning, and what tools deserve your attention first. What Long-Term Care Insurance Covers. Long-term care insurance pays for custodial care...

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