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Financial > Financial Planning
Medicaid Estate Recovery and Special Needs Trusts
...beneficiary dies. Medicaid estate recovery rules determine whether...trust you have. What Medicaid Estate Recovery Means. Medicaid estate...estate Recovery Means. Medicaid estate recovery is the process states...attempt recovery from the estates of Medicaid recipients who...Medicaid for decades, the estate recovery program can target...
Financial > Financial Planning
Leaving Money to a Child with a Disability in Your Will: Common Mistakes to Avoid
...Benefits stop. Medicaid coverage stops. The money you left to help them becomes the reason they lose critical support. This happens more often than most estate attorneys will admit. Families discover the problem only after the person has died, when it's too late to fix. Why Direct Bequests Disqualify Your...
Financial > Financial Planning
Long-Term Care Insurance and Disability: Planning for Future Care Costs
...insurance is essential future planning. Financial advisors mention...advisors mention it. Estate planning attorneys bring...advisors mention it. Estate planning attorneys bring it up....very conditions you're planning for. The benefit triggers...when families start care planning. Here's what long-term...doesn't fit disability care planning, and what tools deserve...
Financial > Financial Planning
Special Needs Planning for Divorced or Blended Families
...and raising a child with disabilities, standard estate planning advice doesn't address the coordination...raising a child with disabilities, standard estate planning advice doesn't address the coordination problems...is spent down below $2,000. A will contest or estate delays don't pause the clock. SSI sees the inheritance...
Financial > Financial Planning
The Letter of Intent: How to Write the Most Important Document in Your Special Needs Plan
...planners consider it the most important part of the planning process, even though it carries no legal weight....common reasons. First, they don't know it exists. Estate planning conversations focus on wills, trusts,...reasons. First, they don't know it exists. Estate planning conversations focus on wills, trusts,...
Legal > Government Benefits
Understanding Legal Rights and Government Assistance for Special Needs Individuals
...by visiting your local Social Security office. Special Needs Trusts and Estate Planning. Special needs trusts are a way for families to provide financial...visiting your local Social Security office. Special Needs Trusts and Estate Planning. Special needs trusts are a way for families to provide financial support...
Financial > Financial Planning
Protecting Assets for Child with a Disability
Estate planning and... Estate planning and lifetime...and lifetime planning for parents...benefits. Estate Planning Options...benefits. Estate Planning Options Parents...respect to estate planning: Disinherit...respect to estate planning: Disinherit...The first estate planning option...first estate planning option is to...the parent's estate is relatively...
Financial > Financial Planning
When to Hire a Special Needs Financial Planner: Finding Qualified Professionals
...strategies, you're no longer in general financial planning territory. You're navigating a system where a...coordinate three systems that don't talk to each other: estate planning, government benefits, and long-term care...systems that don't talk to each other: estate planning, government benefits, and long-term care funding....
Financial > Financial Planning
Third-Party Special Needs Trusts: When Family Funds the Trust
When you're planning to leave assets to a child with disabilities, the structure of the trust...Parents set them up using their own money. Grandparents fund them through estate plans. Siblings or extended family members name them as beneficiaries of...
Financial > Financial Planning
Pooled Special Needs Trusts: Lower-Cost Alternative to Individual Trusts
...plus annual trustee fees and tax preparation. For families with smaller estates or limited resources, that price point can put proper planning out of reach....with smaller estates or limited resources, that price point can put proper planning out of reach. Pooled trusts offer a different model. Your child's funds...
Career > Advancement
Professional Certifications and Continuing Education Accommodations
...professional advancement. That includes bar exams, medical boards, nursing licensing exams (NCLEX), CPA exams, professional engineer licensing, real estate licenses, teaching certifications, and continuing education requirements mandated by professional bodies. The disability standard is the same as workplace...
Legal > Housing
Finding Home: Decoding Housing Laws for Special Needs Individuals
...instance, prohibits discrimination based on disability in any residential real estate transactions such as rentals and sales. This means that housing providers,...and sales. This means that housing providers, including landlords and real estate companies, cannot refuse to sell, rent, or negotiate with anyone because...