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Financial > Housing Assistance
Navigating the Housing Landscape for Individuals with Special Needs
The Importance of Financial and Housing Assistance....Financial and Housing Assistance. Individuals with...require additional financial and housing support...can provide vital assistance. Non-profit organizations...housing options. Financial planning is key to...benefits. Working with a financial advisor experienced...with a financial advisor experienced in special...
Financial > Financial Planning
Merrill Lynch Debuts Special Needs Calculator
Merrill Lynch has developed a financial calculator exclusively designed for...out the results and bring them to a financial advisor for further assistance in...results and bring them to a financial advisor for further assistance in developing...to a financial advisor for further assistance in developing a strategy for planning....
Financial > Financial Planning
A Special Needs Planning Timeline: 9 Steps to a Sound Family Plan
...advice will not work for your family. You should not engage the corner financial advisor, a...will not work for your family. You should not engage the corner financial advisor, a...
Financial > Grants
How to Get a USDA Section 504 Grant or Loan to Make Your Home Accessible
...bathroom remodel to make it accessible costs another $8,000. You own your home, you're rural, and Medicaid doesn't cover construction. You're looking at financing options you can't afford, or not making the changes at all. There's a federal program most rural families don't know exists. The USDA Section 504...
Financial > Scholarships
Writing a Scholarship Essay About Your Disability: What Works (and What Doesn't)
How to frame your disability narrative in scholarship essays to show growth and future contribution, not just diagnosis.
Financial > Scholarships
How Vocational Rehabilitation Can Pay for Your College or Trade School
...criteria and your counselor approves your plan, VR can cover costs that financial aid won't touch. Here's what families need to know about how VR works,...employment. Every state has a VR agency. The program isn't need-based like financial aid, and it doesn't require you to exhaust other funding sources first....
Financial > Housing Assistance
Using ABLE Accounts to Pay for Housing Without Losing SSI or Medicaid
How ABLE account funds can cover rent, utilities, and modifications without triggering SSI's resource limit or jeopardizing Medicaid.
Financial > Loans
Where to Find Low-Interest Loans for Assistive Technology and Home Modifications in Your State
...flexibility. Loan terms run 5 to 10 years depending on the amount borrowed. Prepayment penalties are rare. Some programs offer payment deferment during financial hardship. Loan Amounts and Terms by Program Type. Loan amounts vary by state and program. National Disability Institute coordinates...
Financial > Loans
Can You Take Out a Loan on SSI? Rules Every Recipient Needs to Know
...resources exceed the cap, your SSI payments stop. The rule isn't designed to block borrowing. It's designed to ensure SSI serves people with limited financial means. The problem is that most personal loans are sized for repayment schedules, not for immediate spending within a 30-day window. SSDI vs. SSI:...
Financial > Housing Assistance
How to Get Priority Placement for Section 8 Housing with a Disability
Disability preference rules can move you ahead on Section 8 waiting lists. Here's how to document a disability and request accommodations.
Financial > Government Benefits
Medicaid Waiver Waiting Lists: How to Access Services While You Wait (and How to Jump the Line)
...designs its own waivers with different eligibility rules, service packages, and enrollment caps. Waiver services typically include: Personal care assistance (bathing, dressing, toileting) Respite care for family caregivers Supported employment and job coaching Adult day programs Home modifications and...
Education > Higher Education
College Programs for Students with Intellectual and Developmental Disabilities: What CTPs Offer
...components might include auditing college courses alongside traditional students, participating in career-focused classes, or completing modules on financial literacy and self-advocacy. The emphasis isn't on grades or prerequisites. It's on building practical knowledge. Career training often takes the form...