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Education > Accommodations
The Complete Assistive Technology Guide for School: From Pencil Grips to AAC Devices
...do in a classroom, and the barrier is usually informational rather than financial. Families don't know what to ask for. Schools don't always know what's...tools that are battery-powered or programmable but not complex: talking calculators, digital voice...
Financial > Financial Planning
Merrill Lynch Debuts Special Needs Calculator
...Lynch has developed a financial calculator exclusively...developed a financial calculator exclusively designed...vehicles for transport. The calculator also considers a child's...care. The interactive calculator uses families' anticipated...Three screens divide the calculator into annual income,...and bring them to a financial advisor for further...
Financial > Loans
Where to Find Low-Interest Loans for Assistive Technology and Home Modifications in Your State
...Banks don't finance wheelchairs or custom orthotics because they can't calculate residual value on assistive technology. State AT loan programs exist to...Prepayment penalties are rare. Some programs offer payment deferment during financial hardship. Loan Amounts and Terms by Program Type. Loan amounts vary by...
Financial > Government Benefits
Show Me the Money and Failure to Thrive
...therapist, etc, etc, appointments were covered by our provincial healthcare plan. Our genetic test alone would have cost around $50,000. I cannot calculate the costs of 24-hour nursing care, daily doctor visits and the rental of all the machines attached to Little Miss Adorable. I estimated Little...
Financial > Grants
How to Get a USDA Section 504 Grant or Loan to Make Your Home Accessible
...bathroom remodel to make it accessible costs another $8,000. You own your home, you're rural, and Medicaid doesn't cover construction. You're looking at financing options you can't afford, or not making the changes at all. There's a federal program most rural families don't know exists. The USDA Section 504...
Financial > Scholarships
Writing a Scholarship Essay About Your Disability: What Works (and What Doesn't)
How to frame your disability narrative in scholarship essays to show growth and future contribution, not just diagnosis.
Financial > Scholarships
How Vocational Rehabilitation Can Pay for Your College or Trade School
...criteria and your counselor approves your plan, VR can cover costs that financial aid won't touch. Here's what families need to know about how VR works,...employment. Every state has a VR agency. The program isn't need-based like financial aid, and it doesn't require you to exhaust other funding sources first....
Financial > Housing Assistance
Using ABLE Accounts to Pay for Housing Without Losing SSI or Medicaid
How ABLE account funds can cover rent, utilities, and modifications without triggering SSI's resource limit or jeopardizing Medicaid.
Financial > Loans
Can You Take Out a Loan on SSI? Rules Every Recipient Needs to Know
...resources exceed the cap, your SSI payments stop. The rule isn't designed to block borrowing. It's designed to ensure SSI serves people with limited financial means. The problem is that most personal loans are sized for repayment schedules, not for immediate spending within a 30-day window. SSDI vs. SSI:...
Financial > Housing Assistance
How to Get Priority Placement for Section 8 Housing with a Disability
Disability preference rules can move you ahead on Section 8 waiting lists. Here's how to document a disability and request accommodations.
Financial > Government Benefits
Medicaid Waiver Waiting Lists: How to Access Services While You Wait (and How to Jump the Line)
Average wait is 40 months (16 years in some states), but 80% qualify for services now and crisis priority exists.
Education > Higher Education
College Programs for Students with Intellectual and Developmental Disabilities: What CTPs Offer
...components might include auditing college courses alongside traditional students, participating in career-focused classes, or completing modules on financial literacy and self-advocacy. The emphasis isn't on grades or prerequisites. It's on building practical knowledge. Career training often takes the form...