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Education > Accommodations
The Complete Assistive Technology Guide for School: From Pencil Grips to AAC Devices
...do in a classroom, and the barrier is usually informational rather than financial. Families don't know what to ask for. Schools don't always know what's...tools that are battery-powered or programmable but not complex: talking calculators, digital voice...
Financial > Financial Planning
Merrill Lynch Debuts Special Needs Calculator
...Lynch has developed a financial calculator exclusively...developed a financial calculator exclusively designed...vehicles for transport. The calculator also considers a child's...care. The interactive calculator uses families' anticipated...Three screens divide the calculator into annual income,...and bring them to a financial advisor for further...
Financial > Loans
Where to Find Low-Interest Loans for Assistive Technology and Home Modifications in Your State
...Banks don't finance wheelchairs or custom orthotics because they can't calculate residual value on assistive technology. State AT loan programs exist to...Prepayment penalties are rare. Some programs offer payment deferment during financial hardship. Loan Amounts and Terms by Program Type. Loan amounts vary by...
Financial > Government Benefits
Show Me the Money and Failure to Thrive
...therapist, etc, etc, appointments were covered by our provincial healthcare plan. Our genetic test alone would have cost around $50,000. I cannot calculate the costs of 24-hour nursing care, daily doctor visits and the rental of all the machines attached to Little Miss Adorable. I estimated Little...
Career > Skills Training
Financial Literacy and Money Management Skills for Employment
...hour, your gross is $300. That's the number your employer reports to the IRS and Social Security Administration. It's also the number SSI uses to calculate your benefit reduction, not the net amount you take home. Net pay is what remains after deductions. Federal income tax, state income tax (if your...
Legal > Government Benefits
SSI Income Limits for Children with Disabilities: How Parental Deeming Rules Determine Eligibility
...child must meet both a disability standard and a financial standard. For 2026, the income limit is $1,690...qualify. The complication is how Social Security calculates "your child's" income. It isn't just money your...in the same household. How Parental Deeming Is Calculated. Parental deeming follows a multi-step formula....
Lifestyle > Recreation
Community Recreation Centers: How to Request Disability Accommodations
...when it allows a person with a disability to participate in a program without fundamentally altering the nature of that program or creating undue financial or administrative burden for the organization. The ADA does not require recreation centers to accept every request. It requires them to engage in...
Lifestyle > Independence
Building Decision-Making Skills for Young Adults with Disabilities
...skills that develop unevenly and respond to teaching. Your young adult might handle medical appointment scheduling independently but struggle to weigh financial trade-offs. They might choose their daily clothes without hesitation but freeze when the choice involves long-term consequences they can't visualize....
Lifestyle > Independence
Money Management Skills for Teens with Intellectual Disabilities
...dollar and learn from it. The instinct to protect them from this small mistake is the same instinct that leaves them vulnerable to larger ones later. Financial independence doesn't come from perfect transactions under supervision. It comes from practice with real consequences while you're still there to debrief....
Financial > Financial Planning
Special Needs Planning for Sudden Wealth: Settlements, Inheritances, and Windfalls
How to protect SSI and Medicaid when a person with a disability receives a large sum of money unexpectedly.
Financial > Financial Planning
Annual Review of Your Special Needs Plan: Checklist for Families
What to review yearly including trust language, trustee performance, letter of intent updates, and benefit eligibility.
Financial > Financial Planning
Medicaid Estate Recovery and Special Needs Trusts
How states recover Medicaid costs from estates and how SNTs protect assets from estate recovery.