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Discover informative articles and resources tailored to special needs individuals and their families.

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When to Hire a Special Needs Financial Planner: Finding Qualified Professionals
Financial > Financial Planning

When to Hire a Special Needs Financial Planner: Finding Qualified Professionals

By James Williams
...family raising a...raising a child...a child with...child with a...with a disability...disability needs a...needs a financial...a financial planner....researching special needs...special needs trusts,...general financial planning...navigating a system...where a single...your child from...being cost-effective...being a liability....What Special Needs...Special Needs Financial...Needs Financial Planners...Do. A special...A special needs...special needs financial...needs financial planner...your child qualifies...involves special needs...special needs trusts...mAintenance. A correctly...trigger a benefits...that costs your...months of coverage....miss a filing...management with constraints....your child can't...
Disability Tax Credits and Deductions: What Families Can Claim
Financial > Financial Planning

Disability Tax Credits and Deductions: What Families Can Claim

By James Williams
...Some of those...documentation you need before...families raising children...adults with disabilities...claim, with the thresholds...rules you need to check...7.5% of your adjusted...you'll need more than...families with significant...disability-related costs often...prescribed by a doctor....part of a care...part of a care plan....under the Child and Dependent...letters of medical...eligibility: if a cost is...if a cost is medically...paid out of pocket,...qualifies. Child and Dependent...Disability. The Child and Dependent...
The Cost of a Child
Financial > Financial Planning

The Cost of a Child

By SpecialNeeds.com Editor

Analysis of expenses related to raising children presented in a visual at 'http://www.earlychildhoodeducation.com/cost-of-a-child'.

Tariffs Are Raising the Cost of Wheelchairs, AAC Devices, and Medications — What Families Can Do
Assistive Tech > Mobility

Tariffs Are Raising the Cost of Wheelchairs, AAC Devices, and Medications — What Families Can Do

By Dr. Jack Davis
...consumers will absorb roughly 70% of tariff costs in 2026 as inventories...absorb roughly 70% of tariff costs in 2026 as inventories deplete,...fighting insurance denials face a new barrier. What's Getting...concentrated overseas; tariff costs pass through distributors and...could make some medications financially inaccessible. Replacement parts...
Building Decision-Making Skills for Young Adults with Disabilities
Lifestyle > Independence

Building Decision-Making Skills for Young Adults with Disabilities

By Nora Bloom
Your child turns 18 in two...every skill they need: dressing, cooking,...opportunities now, with scaffolding that...Decision-making isn't a single ability....ability. It's a cluster of skills...It's a cluster of skills that develop...struggle to weigh financial trade-offs. They...recognizing that a decision point...and what that costs Predicting consequences:...recognizing when a choice isn't...
Special Needs Planning for Sudden Wealth: Settlements, Inheritances, and Windfalls
Financial > Financial Planning

Special Needs Planning for Sudden Wealth: Settlements, Inheritances, and Windfalls

By James Williams
A personal...Arrives. A relative...leAves money. A lawsuit resolves....states. Deposit a $50,000 settlement...check into a checking...and months of waiting....medication costs resume, therapy...is fixable with advance planning....money out of countable...limits. When a lump sum...received. A personal...sitting in a savings account...the purpose of the settlement....for future needs without sacrificing...receives a lump sum,...
Medicaid Estate Recovery and Special Needs Trusts
Financial > Financial Planning

Medicaid Estate Recovery and Special Needs Trusts

By James Williams
...establish special needs trusts,...special needs trusts,...which type of trust you...recoup costs they paid...estates of Medicaid...individuals with disabilities...probate. Special needs trusts...Special needs trusts exist...outside of probate...not all special needs trusts...special needs trusts work...Requirement. A first-party...first-party special needs trust...special needs trust holds...beneficiary: a personal...
Housing Planning for Adults with Disabilities: Group Homes, Supported Living, and Home Ownership
Financial > Financial Planning

Housing Planning for Adults with Disabilities: Group Homes, Supported Living, and Home Ownership

By James Williams
Your child is 10....it's a group...adults with disabilities...different cost structures,...levels of family...family financial responsibility....model costs and where...foundation of a realistic...foundation of a realistic...Programs with 24/7...StAffing. A group...home is a residential...adults with disabilities...together with around-the-clock...care in a shared...What it costs: Monthly...Monthly costs range...level of care...regional cost variations....models with nursing...majority of group...home costs. SSI...($943/month as of 2025)...
Long-Term Care Insurance and Disability: Planning for Future Care Costs
Financial > Financial Planning

Long-Term Care Insurance and Disability: Planning for Future Care Costs

By James Williams
...planning. Financial advisors...catastrophic care costs. But for...families with children...children with disabilities,...model your child needs. The...your child needs. The underwriting...activities of daily living...reimburse costs for nursing...that you need help with...need help with two or more...benefits begin, a threshold...may have a waiting period...period) of 30 to 90...similar to a deductible....
Assistive Technology Grants: Where the Money Is and How Families Actually Get It
Financial > Financial Planning

Assistive Technology Grants: Where the Money Is and How Families Actually Get It

By James Williams
A power wheelchair...wheelchair costs $15,000 to...orthotics can cost $1,200 per...covers some of it, sometimes,...the rest of the money...sources, each with different...that helps a person with...a person with a disability...person with a disability...and tablets with specialized...component costs. Medicare...behind actual costs, which means...something costs and what insurers...
Families Provide $1 Trillion in Unpaid Care Each Year. Here's What Medicaid Cuts Mean for That Burden.
Financial > Financial Planning

Families Provide $1 Trillion in Unpaid Care Each Year. Here's What Medicaid Cuts Mean for That Burden.

By James Williams
...caregiver for a child or...caregiver for a child or adult...or adult with a disability,...adult with a disability,...show up on a paycheck....report puts a number to...billion hours of care each...Home care costs have surged...January 2027, with Nebraska...at risk of losing your...billion hours of care per...equivalent of 24 million...workers, 17% of the entire...replacement value of $20.41 per...all out-of-pocket health...but the cost of care...the cost of care you're...
How to Get a USDA Section 504 Grant or Loan to Make Your Home Accessible
Financial > Grants

How to Get a USDA Section 504 Grant or Loan to Make Your Home Accessible

By Emma Turner
...your family needs costs $4,000....family needs costs $4,000. The...it accessible costs another $8,000....You're looking at financing options you...all. There's a federal program...older, or have a household member...household member with a disability,...member with a disability,...is below 50% of your area's...unable to repay a loan. Income...two categories of repairs: removing...

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