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Special Needs Planning for Sudden Wealth: Settlements, Inheritances, and Windfalls
Financial > Financial Planning

Special Needs Planning for Sudden Wealth: Settlements, Inheritances, and Windfalls

By James Williams
...immediately. Medicaid coverage follows within weeks in most states. The recipient keeps the money, but loses access to the programs that fund daily support. Spending the money down to $2,000 restores eligibility, but that defeats the purpose of the settlement. The goal is to preserve the funds for future...
Leaving Money to a Child with a Disability in Your Will: Common Mistakes to Avoid
Financial > Financial Planning

Leaving Money to a Child with a Disability in Your Will: Common Mistakes to Avoid

By James Williams
...stops. The money you left to help them becomes the reason they lose critical support. This happens more often than most estate attorneys will admit. Families...doesn't matter if they need the money for housing, medical care, or long-term support. The program sees the asset and terminates eligibility. Once benefits stop,...
Housing Planning for Adults with Disabilities: Group Homes, Supported Living, and Home Ownership
Financial > Financial Planning

Housing Planning for Adults with Disabilities: Group Homes, Supported Living, and Home Ownership

By James Williams
...whether it's a group home, supported living, or an accessible...models: group homes, supported living arrangements,...and levels of family financial responsibility. Understanding...around-the-clock staff support. The model provides structure,...cost variations. Higher-support models with nursing care...that cover residential support services, including staffing,...
Financial Planning for Adults with Intellectual Disabilities: Supported Decision-Making for Money
Financial > Financial Planning

Financial Planning for Adults with Intellectual Disabilities: Supported Decision-Making for Money

By James Williams
...to make financial decisions...framework: supported decision-making,...their own financial choices...trusted supporters. For...comes with support or with...control. What Supported Decision-Making...Money. Supported decision-making...getting support from people...choose. In financial contexts,...and what financial goals to...pursue. Their supporters help...authority. Supporters advise,...account. The supporter doesn't...
Power of Attorney vs. Guardianship: Less Restrictive Alternatives for Age 18
Financial > Financial Planning

Power of Attorney vs. Guardianship: Less Restrictive Alternatives for Age 18

By James Williams
...automatically. If your child can't manage complex financial or medical decisions independently, you're left...have seen coming: how do you continue providing support without stripping away their autonomy? Most families...not the right one. Power of attorney (POA) and supported decision-making (SDM) preserve your adult child's...
Families Provide $1 Trillion in Unpaid Care Each Year. Here's What Medicaid Cuts Mean for That Burden.
Financial > Financial Planning

Families Provide $1 Trillion in Unpaid Care Each Year. Here's What Medicaid Cuts Mean for That Burden.

By James Williams
...exceeds total Medicaid spending. For disability families, this isn't an abstract policy data point but the cost of care you're absorbing because paid support...
How Vocational Rehabilitation Can Pay for Your College or Trade School
Financial > Scholarships

How Vocational Rehabilitation Can Pay for Your College or Trade School

By Sophie Turner
...to an employment outcome. VR is an employment support system, not a scholarship program, and it pays...counselor approves your plan, VR can cover costs that financial aid won't touch. Here's what families need to...VR agency. The program isn't need-based like financial aid, and it doesn't require you to exhaust other...
Where to Find Low-Interest Loans for Assistive Technology and Home Modifications in Your State
Financial > Loans

Where to Find Low-Interest Loans for Assistive Technology and Home Modifications in Your State

By Sophia Wilson
...assistive technology loan programs fund equipment and modifications that support independence. Coverage is broad: mobility devices, communication systems,...Prepayment penalties are rare. Some programs offer payment deferment during financial hardship. Loan Amounts and Terms by Program Type. Loan amounts vary by...
Medicaid Waiver Waiting Lists: How to Access Services While You Wait (and How to Jump the Line)
Financial > Government Benefits

Medicaid Waiver Waiting Lists: How to Access Services While You Wait (and How to Jump the Line)

By Oliver Smith
...waiver was supposed to fund personal care, respite, supported employment, adult day services: the supports...supported employment, adult day services: the supports that make community living possible. Without them,...toileting) Respite care for family caregivers Supported employment and job coaching Adult day programs...
College Programs for Students with Intellectual and Developmental Disabilities: What CTPs Offer
Education > Higher Education

College Programs for Students with Intellectual and Developmental Disabilities: What CTPs Offer

By Noah Bennett
...students, participating in career-focused classes, or completing modules on financial literacy and self-advocacy. The emphasis isn't on grades or prerequisites....businesses. Students practice job skills in real work environments, with support from job coaches or program staff. The goal is paid employment after program...
Choosing a Dyslexia Reading Program: What Parents Should Know About Orton-Gillingham, Wilson, and Barton
Special Needs > Dyslexia

Choosing a Dyslexia Reading Program: What Parents Should Know About Orton-Gillingham, Wilson, and Barton

By Leslie Turner
...they learn. Research on how dyslexic brains process language consistently supports this multi-pathway approach as one of the most effective ways to build...lessons are, what training is required, and what the family's time and financial commitment looks like. Orton-Gillingham: The Foundation, Not a Single Program....
How to Request a Reasonable Accommodation from Your Landlord: A Step-by-Step Guide
Legal > Housing

How to Request a Reasonable Accommodation from Your Landlord: A Step-by-Step Guide

By Henry Bennett
...no-pets policy for your emotional support animal. The Fair Housing Act gives...policy for an assistance or emotional support animal Allowing a live-in caregiver...accessible format Permitting a service or support provider to enter the building outside...meaning it doesn't create an undue financial or administrative burden for the landlord...

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