Results
Special Needs > Autism Spectrum
Blue Shield to Cover Autism Therapy
...California Life & Health Insurance Co. agreed this week...July when California Insurance Commissioner Dave Jones...California Insurance Commissioner Dave Jones filed an...plans regulated by the Insurance Department in July....contracts and health insurance policies to give coverage...946. In the meantime, Commissioner Jones will continue...
Legal > Healthcare
Appealing Denials of Insurance Coverage
...Denials of Insurance Coverage...child's health insurance carrier has...step? Most insurance companies...Generally, the insurance plan will...state's insurance commissioner...insurance commissioner to investigate...Association of Insurance Commissioners...Insurance Commissioners (NAIC) has...state's insurance commissioner....insurance commissioner. If after...call the insurance company and...
Special Needs > Mobility Limitations
Accessing Adaptive Sports Equipment: Grants and Funding Sources for Families
Insurance calls it recreational. You...which sources to combine. Why Insurance Won't Cover It. The distinction...entire funding strategy. Insurance covers equipment prescribed...aren't mobility aids in the insurance definition but specialized...state-dependent. Most families skip the insurance fight and go straight to the...
Special Needs > Mobility Limitations
Appealing a Power Wheelchair Insurance Denial: A Step-by-Step Guide
...child's doctor prescribed a power wheelchair. The insurance company denied it. This happens more often than...successfully appealed if you understand what the insurance company needs to see and how the appeal process...starting point. Why Power Wheelchair Denials Happen. Insurance companies deny power wheelchair claims for specific,...
Special Needs > Cystic Fibrosis
The CF Transition to Adult Care: How to Prepare Your Teen for Independent Health Management
...lung function, and medication non-adherence during these years. The problems aren't medical. They're structural. Adult clinics operate differently, insurance coverage gaps open at predictable ages, and self-management skills that weren't required at 16 become mandatory at 19. This transition doesn't have...
Research > Genetics
Chromosomal Microarray vs. Whole Genome Sequencing: Which Genetic Test Is Right for Your Child?
...figure out whether the $300 test is enough or if you should fight your insurance for the $3,000 one. The short answer: it depends on what you're trying...The short answer: it depends on what you're trying to find, what your insurance will cover, and how much uncertainty you can live with while you wait for...
Global Insights > Healthcare
Medicaid for Working Families: Katie Beckett Waivers, Dual Coverage, and Options You Didn't Know Existed
You earn too much for Medicaid. Your employer offers insurance, but it doesn't come close to covering your child's therapy appointments, specialist visits, or durable medical equipment. The deductible resets every...
Global Insights > Healthcare
The Healthcare Transition at 21: How to Prepare Your Child (and Yourself) for the Shift to Adult Care
...with special healthcare needs aged 12 to 17 receive adequate transition support, according to Got Transition and MACPAC. The primary barrier isn't insurance or geography. It's this: adult providers with expertise in neurodevelopmental disabilities don't exist in numbers that match the need. You can start...
Financial > Housing Assistance
Using ABLE Accounts to Pay for Housing Without Losing SSI or Medicaid
...quality of life. Housing fits squarely in that category. Qualified housing expenses include: Rent or mortgage payments Property taxes and homeowners insurance Utilities (electric, gas, water, sewer, trash)...
Financial > Loans
Where to Find Low-Interest Loans for Assistive Technology and Home Modifications in Your State
...Ramps and a bathroom remodel. You've applied for grants and you're waiting. But equipment and modifications don't wait, and the gap between what insurance covers and what you need can run $10,000 to $60,000. Banks don't finance wheelchairs or custom orthotics because they can't calculate residual value...
Legal > Government Benefits
Idaho Passed $22M in Medicaid Disability Cuts. Here's What Families Can Do Before the Governor Signs.
...math is straightforward. A provider receives a set reimbursement rate for each hour of service delivered. If that rate doesn't cover payroll, rent, insurance, and supplies, the provider runs at a loss. Providers can absorb small losses temporarily. A cumulative 10% cut over two years isn't small. When the...
Therapies > Speech
What to Expect at Your Child's First Speech Therapy Appointment
...'ca' for 'cat' and 'da' for 'dog'" rather than "Her speech is unclear." Insurance card and referral: If your insurance requires pre-authorization, confirm...rather than "Her speech is unclear." insurance card and referral: If your insurance requires pre-authorization, confirm it was completed before the appointment...