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Blue Shield to Cover Autism Therapy
Special Needs > Autism Spectrum

Blue Shield to Cover Autism Therapy

By SpecialNeeds.com Editor
...California Life & Health Insurance Co. agreed this week...July when California Insurance Commissioner Dave Jones...California Insurance Commissioner Dave Jones filed an...plans regulated by the Insurance Department in July....contracts and health insurance policies to give coverage...946. In the meantime, Commissioner Jones will continue...
Appealing Denials of Insurance Coverage
Legal > Healthcare

Appealing Denials of Insurance Coverage

By SpecialNeeds.com Editor
...Denials of Insurance Coverage...child's health insurance carrier has...step? Most insurance companies...Generally, the insurance plan will...state's insurance commissioner...insurance commissioner to investigate...Association of Insurance Commissioners...Insurance Commissioners (NAIC) has...state's insurance commissioner....insurance commissioner. If after...call the insurance company and...
How Much Does Animal Therapy Cost and Will Insurance Cover It?
Therapies > Animal

How Much Does Animal Therapy Cost and Will Insurance Cover It?

By Emma Turner
...before you've even hung up the phone. Four sessions a month, not covered by insurance as far as you know, indefinitely. That number either rules the whole thing...$100 to $125. The range reflects overhead: horses, stable maintenance, insurance, and a trained team that typically includes a therapist plus one or two...
When SSI and SSDI Benefits Can Run at the Same Time
Financial > Government Benefits

When SSI and SSDI Benefits Can Run at the Same Time

By Aiden Moore
...an afternoon on hold with Social Security trying to get a straight answer about which program applies to you, the confusion makes sense. SSDI is insurance you earned through years of paying into Social Security. SSI is a needs-based program with strict asset limits, $2,000 for an individual and $3,000...
DBT Skills for Caregivers Managing Intense Emotions
Lifestyle > Self-Care

DBT Skills for Caregivers Managing Intense Emotions

By Dr. Eileen Hart
You're two hours into a meltdown, your child is screaming, the insurance company just denied the third appeal, and you can feel yourself unraveling. The advice to "practice self-care" or "take deep breaths" feels like a...
Cost Barriers to Mental Health Care for People with Intellectual Disabilities
Lifestyle > Self-Care

Cost Barriers to Mental Health Care for People with Intellectual Disabilities

By Dr. Eileen Hart
...affordability challenges. Three system-level issues create a compounding effect. Insurance coverage gaps: Many private insurance plans exclude behavioral health services...issues create a compounding effect. insurance coverage gaps: Many private insurance plans exclude behavioral health services for individuals with developmental...
Sharing Caregiving Responsibilities: Division of Labor for Couples
Lifestyle > Self-Care

Sharing Caregiving Responsibilities: Division of Labor for Couples

By Dr. Eileen Hart
When one parent handles the therapy schedule, coordinates school meetings, manages medication refills, and navigates insurance appeals while the other parent participates when asked, the imbalance doesn't stay invisible for long. It becomes a quiet current of resentment that...
20-Minute Daily Connection Rituals for Couples Raising Special Needs Children
Lifestyle > Self-Care

20-Minute Daily Connection Rituals for Couples Raising Special Needs Children

By Dr. Eileen Hart
...your marriage can start to feel like something you used to have. You see each other across the logistics. You coordinate schedules. You talk about insurance authorizations and teacher conferences. But somewhere along the way, the person who used to be your closest companion becomes your co-manager, and...
Recreational Therapy vs Leisure Activities: Understanding the Difference
Lifestyle > Recreation

Recreational Therapy vs Leisure Activities: Understanding the Difference

By Franklin Morris
...delivering it holds a credential (CTRS), bills insurance, and documents progress the same way a physical...when it's a related service that could unlock insurance coverage or school support. What Recreational...community-based programs that bill Medicaid or private insurance. RT interventions might include adaptive sports,...
Six States Won't Accept Self-Attestation for the Medicaid Disability Work Exemption. Here's What Families in Arkansas, Hawaii, Indiana, Montana, North Carolina, and Utah Need to Do.
Legal > Government Benefits

Six States Won't Accept Self-Attestation for the Medicaid Disability Work Exemption. Here's What Families in Arkansas, Hawaii, Indiana, Montana, North Carolina, and Utah Need to Do.

By James Williams
...condition that substantially limits daily functioning Do not receive SSI (Supplemental Security Income) Do not receive SSDI (Social Security Disability Insurance) Are not enrolled in Medicare If you receive SSI, SSDI, or Medicare, you're automatically exempt from Medicaid work requirements nationwide. You...
Rent Burden and Affordable Housing Access for People with Disabilities
Legal > Housing

Rent Burden and Affordable Housing Access for People with Disabilities

By Henry Bennett
...disabilities who have limited income and resources. In 2026, the maximum federal SSI payment is $967 per month for an individual. Social Security Disability Insurance (SSDI) averages slightly higher, around $1,537 per month, but varies based on work history. These are not budgets that stretch easily. At $967 per...
Social Security Benefits Could Rise 3.9% in 2027, New Estimate Shows
News > Advocacy

Social Security Benefits Could Rise 3.9% in 2027, New Estimate Shows

By Henry Peterson
...all Social Security beneficiaries, including the millions of families who rely on Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI). According to reporting by Disability Scoop, the projection represents a 1.1 percentage point increase in just one month, driven by rising...

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