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Legal > Healthcare
Healthcare Rights for People with Disabilities: Your Complete Legal Guide
...Affordable Care Act governs insurance coverage decisions. The...covers providers but not insurance coverage decisions. HIPAA...Affordable Care Act: Insurance Coverage Protections....created the strongest insurance protections people with...coverage, charge higher premiums, or impose waiting periods...getting employer-sponsored insurance, or enrolling in Medicaid...
Legal > Healthcare
Legislature to Limit Patient Costs for Therapy
...legislation would require insurance companies to only make...Physical therapy is seen by insurance companies as specialty...critics say it will make insurance premiums rise. While...will make insurance premiums rise. While the patient...patient pays a co-payment, insurance companies are responsible...the bill — and most insurance companies don't want...
Financial > Financial Planning
Improve Your Special Needs Financial Planning
...complex medical needs and typical insurance coverage. How can families survive...Checklist Monthly Cost Insurance Premium Insurance Deductible...Monthly Cost Insurance Premium Insurance Deductible...Cost Insurance Premium Insurance Deductible Physician Copays...
Special Needs > Cystic Fibrosis
The CF Transition to Adult Care: How to Prepare Your Teen for Independent Health Management
...lung function, and medication non-adherence during these years. The problems aren't medical. They're structural. Adult clinics operate differently, insurance coverage gaps open at predictable ages, and self-management skills that weren't required at 16 become mandatory at 19. This transition doesn't have...
Research > Genetics
Chromosomal Microarray vs. Whole Genome Sequencing: Which Genetic Test Is Right for Your Child?
...figure out whether the $300 test is enough or if you should fight your insurance for the $3,000 one. The short answer: it depends on what you're trying...The short answer: it depends on what you're trying to find, what your insurance will cover, and how much uncertainty you can live with while you wait for...
Global Insights > Healthcare
Medicaid for Working Families: Katie Beckett Waivers, Dual Coverage, and Options You Didn't Know Existed
You earn too much for Medicaid. Your employer offers insurance, but it doesn't come close to covering your child's therapy appointments, specialist visits, or durable medical equipment. The deductible resets every...
Global Insights > Healthcare
The Healthcare Transition at 21: How to Prepare Your Child (and Yourself) for the Shift to Adult Care
...with special healthcare needs aged 12 to 17 receive adequate transition support, according to Got Transition and MACPAC. The primary barrier isn't insurance or geography. It's this: adult providers with expertise in neurodevelopmental disabilities don't exist in numbers that match the need. You can start...
Financial > Housing Assistance
Using ABLE Accounts to Pay for Housing Without Losing SSI or Medicaid
...quality of life. Housing fits squarely in that category. Qualified housing expenses include: Rent or mortgage payments Property taxes and homeowners insurance Utilities (electric, gas, water, sewer, trash)...
Financial > Loans
Where to Find Low-Interest Loans for Assistive Technology and Home Modifications in Your State
...Ramps and a bathroom remodel. You've applied for grants and you're waiting. But equipment and modifications don't wait, and the gap between what insurance covers and what you need can run $10,000 to $60,000. Banks don't finance wheelchairs or custom orthotics because they can't calculate residual value...
Legal > Government Benefits
Idaho Passed $22M in Medicaid Disability Cuts. Here's What Families Can Do Before the Governor Signs.
...math is straightforward. A provider receives a set reimbursement rate for each hour of service delivered. If that rate doesn't cover payroll, rent, insurance, and supplies, the provider runs at a loss. Providers can absorb small losses temporarily. A cumulative 10% cut over two years isn't small. When the...
Therapies > Speech
What to Expect at Your Child's First Speech Therapy Appointment
...'ca' for 'cat' and 'da' for 'dog'" rather than "Her speech is unclear." Insurance card and referral: If your insurance requires pre-authorization, confirm...rather than "Her speech is unclear." insurance card and referral: If your insurance requires pre-authorization, confirm it was completed before the appointment...
Therapies > Speech
Speech Therapy for Special Needs Children: A Complete Guide for Parents
When to seek evaluation, what SLP sessions cover, how to support progress at home, and navigating insurance and school services.