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Colorado Is Halving Paid Family Caregiver Hours. Ohio and Pennsylvania Are Next. What Families on Medicaid Waivers Need to Do Now.
News > Advocacy

Colorado Is Halving Paid Family Caregiver Hours. Ohio and Pennsylvania Are Next. What Families on Medicaid Waivers Need to Do Now.

By Amelia Harper
...Until this year, Colorado's Medicaid waiver program paid him for...the result of the federal Medicaid cuts in HR 1, the "One Big...reduced federal funding for Medicaid by shifting more costs to...your family member receives Medicaid-funded home care through a...Are Cutting Home Care First. Medicaid is jointly funded by states...
Special Needs Planning for Sudden Wealth: Settlements, Inheritances, and Windfalls
Financial > Financial Planning

Special Needs Planning for Sudden Wealth: Settlements, Inheritances, and Windfalls

By James Williams
...resolves. These events can end SSI and Medicaid eligibility within 30 days if the...SSI is $2,000 for an individual. Medicaid uses the same threshold in most states....Money Triggers Benefit Loss. SSI and Medicaid are means-tested programs. Recipients...by $98,000. SSI ends immediately. Medicaid coverage follows within weeks in most...
Annual Review of Your Special Needs Plan: Checklist for Families
Financial > Financial Planning

Annual Review of Your Special Needs Plan: Checklist for Families

By James Williams
...your child's needs change. The trustee you named moves to another state. Medicaid eligibility rules shift. Your life insurance policy lapses. The emergency...can't go into a third-party trust. You'll need a first-party trust with Medicaid payback language. If you haven't set one up yet, this is the flag that...
Medicaid Waiver Waiting Lists: How to Join and What to Expect
Legal > Government Benefits

Medicaid Waiver Waiting Lists: How to Join and What to Expect

By James Williams
...waiting lists for Medicaid Home and Community...the waitlist. What Medicaid Waivers Cover. Medicaid...Medicaid Waivers Cover. Medicaid waivers pay for services...services that standard Medicaid doesn't: personal...You can qualify for Medicaid but still wait years...with your state's Medicaid website or call the...or call the state Medicaid office directly....
Medicaid Estate Recovery and Special Needs Trusts
Financial > Financial Planning

Medicaid Estate Recovery and Special Needs Trusts

By James Williams
...beneficiary dies. Medicaid estate recovery...you have. What Medicaid Estate Recovery...Recovery Means. Medicaid estate recovery...the estates of Medicaid recipients who...have relied on Medicaid for decades, the...First-Party SNTs: The Medicaid Payback Requirement....the state for Medicaid benefits paid during...be invalid for Medicaid eligibility purposes....
Leaving Money to a Child with a Disability in Your Will: Common Mistakes to Avoid
Financial > Financial Planning

Leaving Money to a Child with a Disability in Your Will: Common Mistakes to Avoid

By James Williams
...problem: if your child receives SSI or Medicaid, a direct inheritance can disqualify...$2,000 for individuals. Benefits stop. Medicaid coverage stops. The money you left...(Supplemental Security Income) and Medicaid are means-tested programs. That means...individual, $3,000 for a couple. Medicaid uses similar thresholds in most states....
Housing Planning for Adults with Disabilities: Group Homes, Supported Living, and Home Ownership
Financial > Financial Planning

Housing Planning for Adults with Disabilities: Group Homes, Supported Living, and Home Ownership

By James Williams
...required, staffing ratios, and regional cost variations. Higher-support models with nursing care or behavioral specialists run higher. How it's funded: Medicaid waiver programs are the primary funding source for group home placements. Most states operate Home and Community-Based Services (HCBS) waivers that...
First-Party Special Needs Trusts: When the Person with a Disability Funds the Trust
Financial > Financial Planning

First-Party Special Needs Trusts: When the Person with a Disability Funds the Trust

By James Williams
...problem: if they keep it, they lose Medicaid and SSI within 30 days. A first-party...goes back to the state to reimburse Medicaid. That payback rule is the deal. Here's...work, when you need one, and what the Medicaid payback means in practice. What a...without disqualifying the person from Medicaid or SSI, as long as the trust meets...
Special Needs Planning for Divorced or Blended Families
Financial > Financial Planning

Special Needs Planning for Divorced or Blended Families

By James Williams
...Benefit Coordination Risks. Third-party special needs trusts protect SSI and Medicaid eligibility by keeping family contributions outside the child's countable...The policy pays out. SSI treats your child's share as countable income. Medicaid terminates. The fix requires establishing a pooled...
Work Incentives Planning and Assistance: Benefits Counseling Before Returning to Work
Career > Finding Jobs

Work Incentives Planning and Assistance: Benefits Counseling Before Returning to Work

By Oliver Bennett
...that question isn't hypothetical worry. Your monthly cash benefit, your Medicaid or Medicare coverage, your prescription drug access: all of it runs through...you're receiving now, what programs you're enrolled in, what your state's Medicaid rules are) and run the numbers for the job you're considering. Here's what...
Customized Employment: Creating Jobs That Match Your Abilities
Career > Finding Jobs

Customized Employment: Creating Jobs That Match Your Abilities

By Oliver Bennett
...job duties before a posting is written. Customized employment is a recognized vocational rehabilitation service funded through state VR agencies, Medicaid waivers, and workforce development programs. If traditional job placement hasn't worked, this approach offers a different pathway. What Makes Customized...
Ticket to Work Program: Using SSA Benefits to Find Employment
Career > Finding Jobs

Ticket to Work Program: Using SSA Benefits to Find Employment

By Oliver Bennett
...SSDI, you've likely avoided job opportunities because trying to work feels like gambling with your healthcare and income stability. Losing Medicare or Medicaid coverage while testing whether you can sustain employment is a risk most people can't afford. The Ticket to Work program exists to change that equation....

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