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Special Needs Planning for Sudden Wealth: Settlements, Inheritances, and Windfalls
Financial > Financial Planning

Special Needs Planning for Sudden Wealth: Settlements, Inheritances, and Windfalls

By James Williams
...events can end SSI and Medicaid eligibility within...for an individual. Medicaid uses the same threshold...recipient loses both benefits the following month....Sudden Money Triggers Benefit Loss. SSI and Medicaid...Benefit Loss. SSI and Medicaid are means-tested programs....ends immediately. Medicaid coverage follows within...without sacrificing the benefits that cover current...
Medicaid Waiver Waiting Lists: How to Join and What to Expect
Legal > Government Benefits

Medicaid Waiver Waiting Lists: How to Join and What to Expect

By James Williams
...waiting lists for Medicaid Home and Community...the waitlist. What Medicaid Waivers Cover. Medicaid...Medicaid Waivers Cover. Medicaid waivers pay for services...services that standard Medicaid doesn't: personal...You can qualify for Medicaid but still wait years...with your state's Medicaid website or call the...or call the state Medicaid office directly....
Medicaid Estate Recovery and Special Needs Trusts
Financial > Financial Planning

Medicaid Estate Recovery and Special Needs Trusts

By James Williams
...beneficiary dies. Medicaid estate recovery...you have. What Medicaid Estate Recovery...Recovery Means. Medicaid estate recovery...the estates of Medicaid recipients who...have relied on Medicaid for decades,...First-Party SNTs: The Medicaid Payback Requirement....the state for Medicaid benefits paid...for Medicaid benefits paid during the...invalid for Medicaid eligibility purposes....
Leaving Money to a Child with a Disability in Your Will: Common Mistakes to Avoid
Financial > Financial Planning

Leaving Money to a Child with a Disability in Your Will: Common Mistakes to Avoid

By James Williams
...child receives SSI or Medicaid, a direct inheritance...for individuals. Benefits stop. Medicaid coverage...individuals. Benefits stop. Medicaid coverage stops. The...Disqualify Your Child from Benefits. SSI (Supplemental...Security Income) and Medicaid are means-tested...$3,000 for a couple. Medicaid uses similar thresholds...eligibility. Once benefits stop, reinstating...
Housing Planning for Adults with Disabilities: Group Homes, Supported Living, and Home Ownership
Financial > Financial Planning

Housing Planning for Adults with Disabilities: Group Homes, Supported Living, and Home Ownership

By James Williams
...with nursing care or behavioral specialists run higher. How it's funded: Medicaid waiver programs are the primary funding source for group home placements....by state, but most waivers cover the majority of group home costs. SSI benefits ($943/month as of 2025) typically contribute to housing...
First-Party Special Needs Trusts: When the Person with a Disability Funds the Trust
Financial > Financial Planning

First-Party Special Needs Trusts: When the Person with a Disability Funds the Trust

By James Williams
...they keep it, they lose Medicaid and SSI within 30 days....both the money and their benefits. But it comes with one...the state to reimburse Medicaid. That payback rule is...need one, and what the Medicaid payback means in practice....retroactive government benefits. Federal law allows this...disqualifying the person from Medicaid or SSI, as long as the...
Special Needs Planning for Divorced or Blended Families
Financial > Financial Planning

Special Needs Planning for Divorced or Blended Families

By James Williams
...potentially new spouses, and benefit programs that treat any misstep...disqualification. Why Divorce Creates Benefit Coordination Risks. Third-party...needs trusts protect SSI and Medicaid eligibility by keeping family...immediately. Your child loses benefits until the inheritance is spent...share as countable income. Medicaid terminates. The fix requires...
Work Incentives Planning and Assistance: Benefits Counseling Before Returning to Work
Career > Finding Jobs

Work Incentives Planning and Assistance: Benefits Counseling Before Returning to Work

By Oliver Bennett
...happens to your benefits if you take it?...Your monthly cash benefit, your Medicaid...benefit, your Medicaid or Medicare coverage,...federally funded benefits specialists who...your specific benefits package. They do...pull your actual benefits data (what you're...what your state's Medicaid rules are) and...reduces your cash benefit by $1 for every...
Ticket to Work Program: Using SSA Benefits to Find Employment
Career > Finding Jobs

Ticket to Work Program: Using SSA Benefits to Find Employment

By Oliver Bennett
...stability. Losing Medicare or Medicaid coverage while testing whether...recipients while protecting your benefits during work attempts. You...work out, you can restart benefits without reapplying from scratch....Supplemental Security Income (SSI) benefits qualifies. You're eligible...doesn't affect your current benefits. The Ticket exists for people...
CMS Just Delayed Key HCBS Safeguards by 17 Months. Here's What Families Receiving Home Care Should Do Now.
Legal > Government Benefits

CMS Just Delayed Key HCBS Safeguards by 17 Months. Here's What Families Receiving Home Care Should Do Now.

By James Williams
...states to establish a formal grievance system for Medicaid home and community-based services. The new deadline...17-month delay. The grievance system was part of the Medicaid Access Rule finalized in 2024. It required states...assurance and reporting requirements." For families on Medicaid home care waivers, this matters right now. The...
The DOJ May Delay the ADA's Web Accessibility Deadline. Here's What Disability Families Need to Know.
News > Advocacy

The DOJ May Delay the ADA's Web Accessibility Deadline. Here's What Disability Families Need to Know.

By Henry Peterson
...WCAG 2.1 Level AA technical standards for accessibility. That includes Medicaid applications, IEP request forms, transportation services, voter registration,...Matters for Families. Government websites are where you apply for disability benefits, request school accommodations, check transit schedules, and...
Maryland Is Cutting $250 Million in Disability Services. Families Have Days to Push Back.
Legal > Government Benefits

Maryland Is Cutting $250 Million in Disability Services. Families Have Days to Push Back.

By James Williams
...It Serves. The Developmental Disabilities Administration runs Maryland's Medicaid waiver programs for people with intellectual and developmental disabilities....residential support, day programs, job coaching, and respite care. Unlike other Medicaid programs, waivers are not entitlements. States control enrollment and funding....

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