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Discover informative articles and resources tailored to special needs individuals and their families.

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Improve Your Special Needs Financial Planning
Financial > Financial Planning

Improve Your Special Needs Financial Planning

By SpecialNeeds.com Editor
...decrease current expenses and prepare...for future expenses for children...strategy is to "audit" your child's...your child's monthly expenses, evaluating...child's monthly expenses, evaluating...costs in a checklist like the one...for future expenses. Medical-Financial...Medical-Financial Audit Checklist...Medical-Financial Audit Checklist Monthly...Checklist Monthly Cost Insurance...
Merrill Lynch Debuts Special Needs Calculator
Financial > Financial Planning

Merrill Lynch Debuts Special Needs Calculator

By SpecialNeeds.com Editor
...physical therapy and even travel expenses for medical care. The interactive...families' anticipated income and expense information based on data...calculator into annual income, monthly expenses, and summary of results...into annual income, monthly expenses, and summary of results sections....the demands of special needs expenses. Families can then print out...
7 Government Benefits Beyond SSI That Support Families Raising Children with Disabilities
Legal > Government Benefits

7 Government Benefits Beyond SSI That Support Families Raising Children with Disabilities

By James Williams
...additional programs that can add hundreds of dollars monthly, cover critical services SSI doesn't touch, and...disabled or elderly members get $4,500. Medical expenses over $35/month can be deducted from countable...with household size and income. The benefit loads monthly onto an EBT card that works like a debit card...
Housing Assistance for People with Disabilities: Section 8, Medicaid Waivers, and ABLE Accounts Explained
Financial > Housing Assistance

Housing Assistance for People with Disabilities: Section 8, Medicaid Waivers, and ABLE Accounts Explained

By Henry Bennett
...rather than an institution. ABLE accounts let families save for housing expenses without losing SSI or Medicaid eligibility. Each has its own application...Section 8 Housing Choice Vouchers. Section 8 vouchers cover a portion of monthly rent for low-income households, including individuals and families with...
Financial Aid Options for People with Disabilities
Financial > Grants

Financial Aid Options for People with Disabilities

By Emma Turner
...(SSDI) Medicaid Grants from non-profit organizations SSI and SSDI provide monthly cash payments to help cover basic living expenses. Medicaid offers health...SSI and SSDI provide monthly cash payments to help cover basic living expenses. Medicaid offers health insurance coverage. And grants can help pay for...
Navigating Financial and Government Benefits for Special Needs Individuals
Financial > Government Benefits

Navigating Financial and Government Benefits for Special Needs Individuals

By Aiden Moore
...care, housing, education, and other essential expenses. However, navigating the complex web of benefits...Income, or SSI, is a federal program that provides monthly payments to people with disabilities who have...SSI program. SSI payments can be used for living expenses like food, clothing, and shelter. Some states...
Sibshops: Support Programs for Siblings of Children with Disabilities
Lifestyle > Relationships

Sibshops: Support Programs for Siblings of Children with Disabilities

By Alice Whitman
...Project, a program of the Arc of the United States. The model centers on peer connection in a recreational setting. Sessions typically run 2-3 hours monthly or quarterly, led by trained facilitators who guide activities designed to normalize sibling experiences. The structure blends games, discussion activities,...
Rent Burden and Affordable Housing Access for People with Disabilities
Legal > Housing

Rent Burden and Affordable Housing Access for People with Disabilities

By Henry Bennett
...one-bedroom apartment rent in the United States is approximately $1,700 per month. That means someone on SSI would be spending over 175% of their entire monthly income just on rent, before utilities, food, or any other cost of living. SSDI recipients fare slightly better numerically, but the underlying problem...
When Your Child with Disabilities Can Work While Receiving SSI
Legal > Government Benefits

When Your Child with Disabilities Can Work While Receiving SSI

By James Williams
...work before they're ever ready. SSI includes work incentives designed specifically to let children and young adults earn income without losing their monthly payment. Knowing how they work changes the equation: instead of a choice between keeping benefits and working, families find they can do both. How...
Housing Planning for Adults with Disabilities: Group Homes, Supported Living, and Home Ownership
Financial > Financial Planning

Housing Planning for Adults with Disabilities: Group Homes, Supported Living, and Home Ownership

By James Williams
...around-the-clock staff support. The model provides structure, supervision, and care in a shared household, typically housing 4 to 8 residents. What it costs: Monthly costs range from $3,000 to $8,000 per resident, depending on the level of care required, staffing ratios, and regional cost variations. Higher-support...
Work Incentives Planning and Assistance: Benefits Counseling Before Returning to Work
Career > Finding Jobs

Work Incentives Planning and Assistance: Benefits Counseling Before Returning to Work

By Oliver Bennett
...answer on your own: what happens to your benefits if you take it? For people who receive SSI or SSDI, that question isn't hypothetical worry. Your monthly cash benefit, your Medicaid or Medicare coverage, your prescription drug access: all of it runs through formulas that change when you earn wages. Get...
The SSI Rule Change That Could Reduce Benefits When You Live With Family
Legal > Government Benefits

The SSI Rule Change That Could Reduce Benefits When You Live With Family

By James Williams
...Income (SSI) and lives with family members, a proposed rule change could cut monthly benefits by up to $300. The reduction hinges on a specific detail: whether...support and maintenance, or ISM. When ISM is applied, SSI reduces your monthly payment by up to one-third. For 2024, the maximum federal SSI benefit is...

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