Results
Financial > Financial Planning
Annual Review of Your Special Needs Plan: Checklist for Families
...Here's what happens next: your child's needs change. The trustee you named moves to another state. Medicaid eligibility rules shift. Your life insurance policy lapses. The emergency contacts in your letter of intent are outdated by three years. Your plan was correct when you created it. It's not correct now....
Financial > Financial Planning
Long-Term Care Insurance and Disability: Planning for Future Care Costs
...care insurance policies often exclude...the age at which policies become affordable...(ADLs) on your own. Policies reimburse costs...programs. Standard policies cover six ADLs:...continence. Most policies require that you...depending on the policy and your location....your location. Policies may have a waiting...though lifetime policies are increasingly...
Financial > Financial Planning
Special Needs Planning for Divorced or Blended Families
...errors. Your ex-spouse remarries, updates their life insurance beneficiaries, and lists your child as a co-beneficiary alongside their new spouse. The policy pays out. SSI treats your child's share as countable income. Medicaid terminates. The fix requires establishing a pooled...
Career > Finding Jobs
Networking Events for Professionals with Disabilities: Finding Accessible Opportunities
...venue has steps, the breakout rooms lack captioning, or the networking reception assumes everyone can hear in a crowded bar. The gap between stated policy and actual practice isn't theoretical when it costs you a day of work and a nonrefundable registration fee. Disability-focused professional events...
Career > Discrimination
Class Action Disability Discrimination: When Systemic Bias Affects Multiple Employees
...discrimination complaints address what happened to one person. They don't fix the policy that affected a dozen others. That's where class action lawsuits come in....law or fact. In disability discrimination cases, this might be a company policy denying work-from-home accommodations across multiple departments, or a...
Career > Discrimination
Disparate Impact and Disability: When Neutral Policies Discriminate
...employer's attendance policy doesn't mention...paper, these policies look neutral....when a neutral policy is blocking your...when a workplace policy that applies equally...disabilities. The policy doesn't single...employment practice or policy Statistical evidence...evidence that the policy disproportionately...disabilities The policy isn't job-related...to prove the policy is essential to...
Career > Advancement
Succession Planning and Disability: Positioning Yourself as Next in Line
...impressions form. If you need advance notice for schedule changes, last-minute "high-visibility" projects go to someone else. None of this is written policy. That's the problem. When criteria are informal, they can't be challenged. Disability becomes a quiet disqualifier that...
News > Advocacy
Pennsylvania Just Signed Three Executive Orders to Protect Disability Families. Here's What It Means and What Other States Can Do.
...Pennsylvania has refused to comply with and now codifies that refusal through state policy. What Changed. The three executive orders address different aspects of disability...Pennsylvania. Executive Order 1 reaffirms the state's nondiscrimination policy and places new limits on disability data collection. State agencies can...
Assistive Tech > Mobility
Adaptive Strollers vs. Wheelchairs: Which Mobility Device Does Your Child Need?
...unnecessarily. Insurance often covers medical strollers as durable medical equipment, typically for children ages birth to five years depending on your policy. After that, coverage shifts to wheelchair categories. The limitation isn't quality. It's function. A stroller keeps your child dependent on you for...
News > Advocacy
A Federal Appeals Court Just Ruled Florida Violated the ADA by Putting Children with Disabilities in Nursing Homes. Here's What Families Need to Know.
...establishes federal precedent that inadequate Medicaid home nursing authorizations leading to institutional placement are ADA violations, not just policy disagreements. Another 1,800 children remain at risk of the same outcome. What the Court Found. Circuit Judge Adalberto Jordan, writing for the majority,...
Financial > Financial Planning
Families Provide $1 Trillion in Unpaid Care Each Year. Here's What Medicaid Cuts Mean for That Burden.
...nearly doubles all out-of-pocket health care spending nationwide and exceeds total Medicaid spending. For disability families, this isn't an abstract policy data point but the cost of care you're absorbing because paid support...
Special Needs > Speech and Communication Impairments
Funding an AAC Device: Navigating Insurance, Medicaid, and Grants
...because most families stop at the denial. The real pathway is the appeal, and most families who appeal with the right documentation win. Your insurance policy likely covers "speech-generating devices" or "durable medical equipment" under a therapy or DME benefit. The denial you received is usually one of...