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Discover informative articles and resources tailored to special needs individuals and their families.

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Special Needs Planning for Sudden Wealth: Settlements, Inheritances, and Windfalls
Financial > Financial Planning

Special Needs Planning for Sudden Wealth: Settlements, Inheritances, and Windfalls

By James Williams
...dies and leaves...can end SSI and Medicaid...end SSI and Medicaid...SSI and Medicaid eligibility...Medicaid eligibility within...limit for SSI is $2,000...individual. Medicaid uses the...account and the recipient...gone, and months...stops, and home care...Loss. SSI and Medicaid...Loss. SSI and Medicaid...SSI and Medicaid are means-tested...income and asset...$98,000. SSI ends immediately....immediately. Medicaid coverage...restores eligibility, but that...someone on SSI receives...
Leaving Money to a Child with a Disability in Your Will: Common Mistakes to Avoid
Financial > Financial Planning

Leaving Money to a Child with a Disability in Your Will: Common Mistakes to Avoid

By James Williams
...receives SSI or Medicaid,...receives SSI or Medicaid, a direct...over the SSI asset limit...Benefits stop. Medicaid coverage...Benefits. SSI (Supplemental...Income) and Medicaid...Income) and Medicaid are means-tested...That means eligibility depends on...on income and assets. For...assets. For SSI, the asset...couple. Medicaid uses similar...the asset and terminates...terminates eligibility. Once benefits...
Housing Planning for Adults with Disabilities: Group Homes, Supported Living, and Home Ownership
Financial > Financial Planning

Housing Planning for Adults with Disabilities: Group Homes, Supported Living, and Home Ownership

By James Williams
...measured in years and eligibility...in years and eligibility rules that require...arrangements, and home ownership....funding sources, and levels of family...model costs and where the money...supervision, and care in a shared...staffing ratios, and regional cost...it's funded: Medicaid waiver programs...operate Home and Community-Based...staffing, room, and board. Coverage...home costs. SSI benefits ($943/month...
Special Needs Planning for Divorced or Blended Families
Financial > Financial Planning

Special Needs Planning for Divorced or Blended Families

By James Williams
...remarried and raising a...a trust and name a guardian....child from SSI. You need...control. And you need...spouses, and benefit programs...protect SSI and Medicaid...protect SSI and Medicaid...SSI and Medicaid eligibility...Medicaid eligibility by keeping...your child, SSI counts those...the clock. SSI sees the...beneficiaries, and lists your...pays out. SSI treats your...income. Medicaid terminates....
Using ABLE Accounts to Pay for Housing Without Losing SSI or Medicaid
Financial > Housing Assistance

Using ABLE Accounts to Pay for Housing Without Losing SSI or Medicaid

By Henry Bennett
...rent is due and you're ready...against SSI's $2,000...limit? Will Medicaid see it as...jeopardizing eligibility. How ABLE...Interact with SSI's Resource...Resource Limit. SSI has a strict...threshold and benefits...count toward SSI's resource...$100,000, SSI gets suspended...suspended but Medicaid eligibility...Medicaid eligibility continues....$100,000, SSI benefits...utilities, and withdraw...Property taxes and homeowners...
Special Needs Trusts in 2026: What the New Rule Changes Mean for Your Family
Special Needs > General Special Needs

Special Needs Trusts in 2026: What the New Rule Changes Mean for Your Family

By Dr. Harper Clark
...system changes, and families have...September 2024 and January 2026...Needs Trusts and ABLE accounts...what it means, and whether you...between 26 and 45 and became...between 26 and 45 and became disabled...without affecting SSI or Medicaid...affecting SSI or Medicaid eligibility....or Medicaid eligibility. Change 2: Food..."in-kind support and maintenance"...beneficiary's SSI benefit by up...
ABLE Accounts vs. Special Needs Trusts: Which One Does Your Family Need?
Parenting > General

ABLE Accounts vs. Special Needs Trusts: Which One Does Your Family Need?

By Noah Bennett
...jeopardizing their eligibility for SSI or...eligibility for SSI or Medicaid....for SSI or Medicaid. Someone tells...protects, and why the smartest...count against SSI's $2,000 asset...does affect SSI eligibility,...affect SSI eligibility, but not Medicaid...eligibility, but not Medicaid in most states....affecting their eligibility for SSI or...eligibility for SSI or Medicaid....for SSI or Medicaid....
7 Government Benefits Beyond SSI That Support Families Raising Children with Disabilities
Legal > Government Benefits

7 Government Benefits Beyond SSI That Support Families Raising Children with Disabilities

By James Williams
...know about SSI. Some know...critical services SSI doesn't touch,...doesn't touch, and protect assets...application systems, and rarely get...provides, and how to pursue...child receives SSI, you're likely...counts against eligibility. What you'll...household size and income. The...interacts with SSI: SNAP doesn't...income for SSI purposes. You...receive both. And receiving SSI...receiving SSI can fast-track...
Navigating the Age 18 Disability Benefits Transition: What Changes, What Stays, and How to Prepare
Legal > Government Benefits

Navigating the Age 18 Disability Benefits Transition: What Changes, What Stays, and How to Prepare

By James Williams
...they're receiving SSI, you're about...entirely different eligibility rules than...requirements change. And if your household...child from SSI, that barrier...set of rules, and it determines...income support, Medicaid eligibility,...support, Medicaid eligibility, and access...eligibility, and access to services...services tied to SSI receipt. The...qualify for SSI based on marked...based on marked and severe functional...
Housing Assistance for People with Disabilities: Section 8, Medicaid Waivers, and ABLE Accounts Explained
Financial > Housing Assistance

Housing Assistance for People with Disabilities: Section 8, Medicaid Waivers, and ABLE Accounts Explained

By Henry Bennett
...8 or a Medicaid waiver....equation, and accessing...covers rent. Medicaid Home and...Medicaid Home and Community-Based...arrangements, and ongoing...losing SSI or Medicaid...SSI or Medicaid eligibility....Medicaid eligibility. Each has...waitlist, and eligibility...waitlist, and eligibility criteria,...qualifies, and how to...individuals and families...income and the approved...voucher, and the local...month. Eligibility: Income...
Unlocking Financial and Government Support for Individuals with Special Needs
Financial > Government Benefits

Unlocking Financial and Government Support for Individuals with Special Needs

By Oliver Smith
...Financial and Government...special needs and their families...get money and help from...housing, food, and medical...programs and how to...options and help with...Income (SSI), Medicaid,...(SSI), Medicaid, and Section...Medicaid, and Section...qualifies and what benefits...impacting their eligibility for government...planning and the help...family and friends...benefit eligibility. ABLE Accounts....losing SSI or Medicaid....SSI or Medicaid. The account...
Navigating Financial Resources for the Special Needs Community
Financial > Loans

Navigating Financial Resources for the Special Needs Community

By Jack Foster
...money and prepare...needs and their...illnesses, and mental...therapy, and adaptive...budget, and finding...review and adjust...Benefits and Programs....(SSDI) and Supplemental...Income (SSI). SSDI...worked and paid...Security. SSI is for...income and resources....resources. Medicaid is a...its own Medicaid program...different eligibility rules....offer Medicaid waiver...services and supports....food, and other...vouchers and Supplemental...Trusts and ABLE...trusts and ABLE...

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